Clearo vs. Helcim: two interchange-plus options, different service levels
Both offer transparent pricing. The difference is how much support you get along the way.
The short version
Helcim and Clearo both use interchange-plus pricing. Both charge no monthly fees and no cancellation fees. Both are good options for small and mid-size businesses.
The difference is service. Helcim is a technology platform — you sign up online, set up your account, and manage everything yourself. Clearo adds a dedicated account rep who manages your setup, monitors your rates, and is available by phone.
If you're comfortable managing your own payment processing, Helcim is solid. If you want a hands-on partner who proactively optimizes your account, that's what Clearo is built for.
| Feature | Helcim | Clearo Payments |
|---|---|---|
| Pricing model | Interchange-plus | Interchange-plus |
| Monthly fees | $0 | Custom |
| Dedicated rep | ||
| Onboarding | Self-serve setup | White-glove onboarding with your rep |
| Rate optimization | Automatic volume discounts | Proactive rep reviews + adjustments |
| Hardware | Helcim-branded terminals | Multiple terminal brands, custom selection |
| Support style | Help center + email | Direct phone access to your account rep |
| Best for | Self-service oriented businesses | Businesses wanting hands-on management |
The bottom line
Both processors will save you money compared to Square or Stripe. The choice comes down to how much support you want. Helcim gives you tools and lets you run the show. Clearo gives you tools plus a person who runs the show with you.
Ready to find out what Clearo would cost for your business?
Let's talk about your payments
Tell us a bit about your business and how you currently take payments. A Clearo rep will reach out within one business day with a personalized recommendation — no generic pitch, no pressure.
If we can save you money and improve your setup, we'll show you exactly how. If we can't, we'll tell you that too.