Stop Overpaying on Every Transaction
Transparent interchange-plus pricing, no long-term contract, and a team that actually picks up the phone. A free statement review shows what you could save.
Your payment processor is probably costing you thousands more than it should
Here's the thing most business owners don't realize: the payment processing industry is built on confusion. Vague rate structures. Buried fees. "Competitive pricing" that somehow never shows up on your statement.
You signed up because someone told you their rates were good. But nobody showed you the actual interchange costs. Nobody explained why your effective rate keeps climbing. And when you call for help, you get a call center.
That's the industry standard. We built Clearo because we think it's garbage.
What changes when you switch to Clearo
You see exactly what you're paying and why
No bundled rates. No mystery fees. We use interchange-plus pricing, which means you pay the actual card network cost plus a small, fixed margin. Every line item on your statement makes sense. If something looks off, your rep will walk you through it.
Savings without changing how you operate
We don't cut costs by cutting corners. We audit your current setup, identify where you're overpaying, and restructure your pricing model, terminal selection, and fee configuration. Based on its client records, Clearo says businesses moving from flat-rate pricing have saved 20 to 50% on processing costs; yours depends on card mix, average ticket and volume.
You get a person, not a portal
Every Clearo client works with a dedicated account rep who knows your business. Not a ticket queue. Not a chatbot. A real person who answers when you call and proactively checks your account for rate creep, volume changes, and savings opportunities.
You keep full flexibility
No long-term contracts. No cancellation fees. No equipment leases that lock you in for three years. We keep clients because the numbers work, not because the fine print traps them.
Three steps to better payment processing
Tell us how you take payments
Fill out a quick form or book a call. We'll review your current setup, transaction types, volume, and average ticket size. Takes about 10 minutes.
We build your custom recommendation
Our team analyzes your statements, identifies savings, and designs a setup built around your business. You'll see a clear comparison: what you pay now vs. what you'd pay with Clearo.
Start processing with confidence
We handle the switch. Your dedicated rep manages onboarding, trains your staff, and tests everything before you go live. Most setups are done in a few business days.
No obligation. No pressure. Just a straight answer on whether we can save you money.
Accept payments however your customers want to pay
In-Person
- Modern countertop and wireless terminals
- Chip, tap, and swipe in one device
- Receipt printing and digital receipts
- Multi-location support from one dashboard
Online
- Secure payment gateway for your website
- Hosted checkout that matches your brand
- PCI compliance support
- Mobile-optimized for every device
Mobile
- Turn your phone or tablet into a terminal
- Tap-to-pay from anywhere with cell service
- Instant transaction confirmations
- Perfect for field service and on-site work
Virtual Terminal & Invoicing
- Take payments over the phone from any browser
- Send branded invoices with a pay-now link
- Set up recurring billing for repeat clients
- Generate payment links for one-off charges
Every channel feeds into one dashboard. One set of reports. One funding schedule. No matter how a customer pays, you see it all in one place.
What to expect when you switch
Case study: Commerce Media Group, Toronto, Ontario
A Toronto marketing firm paying 3% through QuickBooks Payments moved to Elavon processing with Benji Pays inside its QuickBooks Online invoices, and its processing costs fell by about 30% a year.
"Commerce Media Group highly recommends Clearo for any processing needs, as it's not just about the solution that can be provided. It's making sure the company has the best interests at heart."
Built for businesses that take payments every day
Restaurants
Fast terminals, tip management, kitchen-ready hardware
Retail
Multi-location POS, inventory sync, tap-to-pay
Medical & Dental
HIPAA-friendly billing, recurring payments, patient invoicing
Automotive
High-ticket processing, service department terminals, multi-bay support
Home Services
Mobile payments in the field, invoice-on-completion, job tracking
Professional Services
Recurring billing, retainer management, branded invoicing
E-commerce
Gateway integration, fraud protection, subscription billing
Wellness & Fitness
Membership billing, class packs, front-desk POS
B2B & Franchises
Multi-entity reporting, franchise-wide consistency, volume pricing
Don't see your industry? We probably work with businesses like yours. and find out.
Recover up to 100% of your credit card processing costs
Credit card surcharging lets you pass processing fees to customers who choose to pay by credit card. When set up correctly, it can eliminate your credit card costs entirely.
Clearo handles the compliance, the disclosure requirements, and the terminal configuration. Your customers see clear pricing. Your business keeps more revenue. Everyone knows exactly what they're paying.
Applies to credit card transactions only. Debit and prepaid are excluded. Compliant with Visa and Mastercard network rules. Clear signage and receipt disclosure included. Not available in all states, and we'll tell you upfront if it works for your location.
See If Surcharging Works for You
Not sure if you're overpaying? Send us a statement.
Upload your most recent processing statement and we'll break it down line by line. You'll see exactly where the fat is: hidden fees, inflated interchange markups, unnecessary charges. No strings attached.
Get Your Free Statement ReviewCommon questions
Clearo says setup takes under 48 hours. Your dedicated rep handles the entire setup, including hardware configuration, gateway integration, and staff training, and we don't go live until everything is tested and ready.
Yes. Clearo supports in-person terminals, online gateways, virtual terminals, mobile payments, and invoicing. All channels feed into one dashboard with unified reporting.
We'll evaluate your current hardware. In many cases, we can reprogram existing terminals to work with your new Clearo account. If an upgrade makes more sense, we'll explain why and handle the swap.
Yes. You can send branded invoices via email, generate one-time payment links, and set up recurring billing schedules, all from one browser-based dashboard.
A single dashboard that shows all transactions across every channel. You can filter by location, payment type, date range, and more. Reconciliation data exports directly. No separate logins for different payment methods.
No. Clearo does not charge cancellation fees. We don't use long-term contracts. You stay because the numbers work, not because the paperwork traps you.
Square and Stripe use flat-rate pricing, which is simple and predictable. Clearo uses interchange-plus pricing, which passes through the actual card network cost and adds a small, transparent margin. For businesses processing $10K+ per month, interchange-plus can cost less, depending on card mix.
Let's talk about your payments
Tell us a bit about your business and how you currently take payments. A Clearo rep will reach out within one business day with a personalized recommendation. No generic pitch, no pressure.
If we can save you money and improve your setup, we'll show you exactly how. If we can't, we'll tell you that too.
Ready to save on processing?
Fill out a quick form and a Clearo rep will reach out within one business day with a personalized recommendation.
Get Your Free ConsultationNo obligation. No pressure. Takes 2 minutes.
Works with the payment methods your customers already use