Find out if you're overpaying on payment processing
Send us your most recent merchant statement. We'll analyze it line by line and show you exactly where the excess fees are — what you should be paying, what you're actually paying, and what the gap costs you every year. No charge. No obligation. Just a clear answer.
What we look at
We compare your current costs against our pricing and interchange-plus model to find savings in your payment processing.
Your effective rate
Total fees divided by total volume. This is the single most important number on your statement and most business owners don't know theirs.
Interchange pass-through vs. markup
If you're on interchange-plus, we check whether your markup is competitive. If you're on flat-rate or tiered, we show you what interchange-plus would cost on the same transactions.
Junk fees
Statement fees, PCI non-compliance fees, batch fees, "regulatory" charges — we identify which fees correspond to real services and which ones are just margin padding.
Downgrade charges
Transactions that process at higher interchange rates because of missing data, manual entry, or delayed batching. We identify preventable downgrades.
Terminal and gateway charges
Monthly hardware fees, gateway fees, and software subscriptions that may be unnecessary or overpriced.
How it works
Upload your statement
Upload or email your most recent processing statement. We accept photos, PDFs, or screenshots.
We analyze it
A Clearo analyst reviews your statement within 1-2 business days.
You get a clear breakdown
We send you a jargon-free breakdown showing current costs, projected costs with Clearo, and annual savings.
You decide
If the numbers make sense, we set you up. If they don't, we'll tell you that too.
See How We Compare
Honest, side-by-side breakdowns with no spin.
Ready to lower your processing costs?
See exactly what you're paying and how much you could save — no commitment required.
Related Services
Everything you need to accept payments and reduce costs.
Payment Processing
Transparent interchange-plus pricing
POS Terminals
Countertop, wireless, and portable terminals
Online Payments
Secure website checkout and payment gateway
Mobile Payments
Accept payments from phone or tablet
Virtual Terminal
Phone and remote payment processing
Surcharging Program
Pass processing costs to credit card users
Pricing
See our interchange-plus rates and how we compare
Other Industries We Serve
Clearo works with businesses across Canada — find your industry below.
Let's talk about your payments
Tell us a bit about your business and how you currently take payments. A Clearo rep will reach out within one business day with a personalized recommendation — no generic pitch, no pressure.
If we can save you money and improve your setup, we'll show you exactly how. If we can't, we'll tell you that too.
Ready to save on processing?
Fill out a quick form and a Clearo rep will reach out within one business day with a personalized recommendation.
Get Your Free ConsultationNo obligation. No pressure. Takes 2 minutes.