Credit card processing across the US and Canada
Card rules are not the same everywhere. Surcharge laws, sales tax, and cash acceptance rules change at the border, the state line, and sometimes the city limit. Pick your area to see what applies to you.
Canada
13 provinces and territories and 65 cities with local rules and sources.
Credit card processing in CanadaStates
- AlabamaAL
- ArizonaAZ
- ArkansasAR
- CaliforniaCA
- ColoradoCO
- ConnecticutCT
- DelawareDE
- FloridaFL
- GeorgiaGA
- IdahoID
- IllinoisIL
- IndianaIN
- IowaIA
- KansasKS
- KentuckyKY
- LouisianaLA
- MaineME
- MarylandMD
- MassachusettsMA
- MichiganMI
- MinnesotaMN
- MississippiMS
- MissouriMO
- MontanaMT
- NebraskaNE
- NevadaNV
- New HampshireNH
- New JerseyNJ
- New MexicoNM
- New YorkNY
- North CarolinaNC
- North DakotaND
- OhioOH
- OklahomaOK
- OregonOR
- PennsylvaniaPA
- Rhode IslandRI
- South CarolinaSC
- South DakotaSD
- TennesseeTN
- TexasTX
- UtahUT
- VermontVT
- VirginiaVA
- WashingtonWA
- Washington, DCDC
- West VirginiaWV
- WisconsinWI
- WyomingWY
Cities
- Huntsville, AL
- Birmingham, AL
- Montgomery, AL
- Mobile, AL
- Tuscaloosa, AL
- Phoenix, AZ
- Tucson, AZ
- Mesa, AZ
- Scottsdale, AZ
- Chandler, AZ
- Gilbert, AZ
- Little Rock, AR
- Los Angeles, CA
- San Diego, CA
- San Francisco, CA
- San Jose, CA
- Sacramento, CA
- Fresno, CA
- Long Beach, CA
- Oakland, CA
- Bakersfield, CA
- Anaheim, CA
- Riverside, CA
- Irvine, CA
- Stockton, CA
- Denver, CO
- Colorado Springs, CO
- Aurora, CO
- Fort Collins, CO
- Lakewood, CO
- Thornton, CO
- Bridgeport, CT
- New Haven, CT
- Stamford, CT
- Hartford, CT
- Waterbury, CT
- Wilmington, DE
- Jacksonville, FL
- Miami, FL
- Tampa, FL
- Orlando, FL
- St. Petersburg, FL
- Tallahassee, FL
- Fort Lauderdale, FL
- Port St. Lucie, FL
- Cape Coral, FL
- Atlanta, GA
- Savannah, GA
- Augusta, GA
- Columbus, GA
- Macon, GA
- Athens, GA
- Boise, ID
- Meridian, ID
- Nampa, ID
- Chicago, IL
- Springfield, IL
- Naperville, IL
- Aurora, IL
- Joliet, IL
- Elgin, IL
- Indianapolis, IN
- Fort Wayne, IN
- Evansville, IN
- South Bend, IN
- Des Moines, IA
- Cedar Rapids, IA
- Wichita, KS
- Overland Park, KS
- Kansas City, KS
- Olathe, KS
- Topeka, KS
- Louisville, KY
- Lexington, KY
- New Orleans, LA
- Baton Rouge, LA
- Shreveport, LA
- Lafayette, LA
- Portland, ME
- Baltimore, MD
- Boston, MA
- Worcester, MA
- Springfield, MA
- Cambridge, MA
- Lowell, MA
- Brockton, MA
- Detroit, MI
- Grand Rapids, MI
- Ann Arbor, MI
- Lansing, MI
- Warren, MI
- Sterling Heights, MI
- Minneapolis, MN
- St. Paul, MN
- Rochester, MN
- Jackson, MS
- Kansas City, MO
- St. Louis, MO
- Springfield, MO
- Columbia, MO
- Lee's Summit, MO
- Billings, MT
- Omaha, NE
- Lincoln, NE
- Las Vegas, NV
- Reno, NV
- Henderson, NV
- North Las Vegas, NV
- Sparks, NV
- Manchester, NH
- Newark, NJ
- Jersey City, NJ
- Paterson, NJ
- Elizabeth, NJ
- Albuquerque, NM
- Las Cruces, NM
- Rio Rancho, NM
- New York City, NY
- Buffalo, NY
- Rochester, NY
- Syracuse, NY
- Albany, NY
- Yonkers, NY
- Charlotte, NC
- Raleigh, NC
- Greensboro, NC
- Durham, NC
- Winston-Salem, NC
- Fayetteville, NC
- Cary, NC
- Fargo, ND
- Columbus, OH
- Cleveland, OH
- Cincinnati, OH
- Toledo, OH
- Akron, OH
- Dayton, OH
- Oklahoma City, OK
- Tulsa, OK
- Norman, OK
- Broken Arrow, OK
- Portland, OR
- Salem, OR
- Eugene, OR
- Gresham, OR
- Hillsboro, OR
- Philadelphia, PA
- Pittsburgh, PA
- Allentown, PA
- Providence, RI
- Charleston, SC
- Columbia, SC
- North Charleston, SC
- Sioux Falls, SD
- Nashville, TN
- Memphis, TN
- Knoxville, TN
- Chattanooga, TN
- Clarksville, TN
- Murfreesboro, TN
- Houston, TX
- Dallas, TX
- Austin, TX
- San Antonio, TX
- Fort Worth, TX
- El Paso, TX
- Arlington, TX
- Corpus Christi, TX
- Plano, TX
- Lubbock, TX
- Laredo, TX
- Irving, TX
- Frisco, TX
- Amarillo, TX
- Salt Lake City, UT
- Provo, UT
- West Valley City, UT
- West Jordan, UT
- Burlington, VT
- Virginia Beach, VA
- Richmond, VA
- Norfolk, VA
- Chesapeake, VA
- Newport News, VA
- Alexandria, VA
- Seattle, WA
- Spokane, WA
- Tacoma, WA
- Vancouver, WA
- Bellevue, WA
- Kent, WA
- Charleston, WV
- Milwaukee, WI
- Madison, WI
- Green Bay, WI
- Cheyenne, WY
Provinces and territories
- AlbertaAB
- British ColumbiaBC
- ManitobaMB
- New BrunswickNB
- Newfoundland and LabradorNL
- Northwest TerritoriesNT
- Nova ScotiaNS
- NunavutNU
- OntarioON
- Prince Edward IslandPE
- QuebecQC
- SaskatchewanSK
- YukonYT
Cities
- Calgary, AB
- Edmonton, AB
- Red Deer, AB
- Lethbridge, AB
- Grande Prairie, AB
- Airdrie, AB
- St. Albert, AB
- Strathcona County, AB
- Medicine Hat, AB
- Fort McMurray, AB
- Vancouver, BC
- Surrey, BC
- Victoria, BC
- Burnaby, BC
- Kelowna, BC
- Richmond, BC
- Abbotsford, BC
- Kamloops, BC
- Nanaimo, BC
- Coquitlam, BC
- Saanich, BC
- Winnipeg, MB
- Brandon, MB
- Moncton, NB
- Saint John, NB
- Fredericton, NB
- St. John's, NL
- Yellowknife, NT
- Halifax, NS
- Cape Breton, NS
- Iqaluit, NU
- Toronto, ON
- Mississauga, ON
- Brampton, ON
- Hamilton, ON
- Ottawa, ON
- London, ON
- Kitchener, ON
- Windsor, ON
- Markham, ON
- Vaughan, ON
- Oakville, ON
- Kingston, ON
- Barrie, ON
- Guelph, ON
- Greater Sudbury, ON
- Burlington, ON
- Oshawa, ON
- St. Catharines, ON
- Richmond Hill, ON
- Charlottetown, PE
- Montreal, QC
- Quebec City, QC
- Laval, QC
- Gatineau, QC
- Longueuil, QC
- Sherbrooke, QC
- Trois-Rivières, QC
- Saguenay, QC
- Lévis, QC
- Terrebonne, QC
- Saint-Jean-sur-Richelieu, QC
- Saskatoon, SK
- Regina, SK
- Whitehorse, YT
What we do for merchants everywhere we work
How switching to Clearo works
Clearo works with merchants across the US and Canada. Here is what the process looks like for a business in your area.
- 1
Send us a recent statement
Upload or email your latest processing statement. We break it down line by line and show your effective rate.
- 2
Get a straight answer
We show what interchange-plus pricing would cost on the same transactions. If we can't save you money, we say so.
- 3
Switch with a dedicated rep
You get a dedicated rep instead of a ticket queue, with no long-term contract and no cancellation fees.
Disclaimer: general information, not professional advice
This page is general educational information, not legal, tax, accounting or financial advice. Rules and rates vary by place and change, so confirm them with the official source and a qualified professional before you act. Full terms are in our Terms of Service.
Let's talk about your payments
Tell us about your business and how you take payments now, and a Clearo rep will reach out within one business day.