Credit card processing and merchant services in West Jordan, UT
Under an ordinance adopted October 28, 2025, a West Jordan home business needs a general City license only if it isn't on the permitted list or has more offsite impact than the home alone.
West Jordan changed how it licenses home businesses in October 2025. Ordinance 25-52, adopted October 28, says a home occupation needs a general business license from the City in two situations: when it isn't listed as a permitted home occupation in Section 13-11-3, or when its combined offsite impact materially exceeds that of the house as an ordinary residence. Any other home occupation can still get a license on request by paying the application fee.
The City Code also names the home businesses it presumes go past that line: in-home child or adult care and preschools, businesses that draw more than ten vehicle trips a day, those with more than two employees who live elsewhere, and any business that needs a fire inspection. If you run a home day care or preschool, plan on the general license.
Sales tax follows the usual Utah split. Grocery food carries a combined 3%, while other taxable goods start from the 4.85% state rate plus local taxes. The State Tax Commission's rates page has a combined rate chart and a lookup tool, so check your address there before you set up tax codes.
On card fees, Utah's Division of Consumer Protection expects a surcharge to be disclosed before the customer pays, and Visa and Mastercard cap it at your cost. For a tutor or day care that bills the same families every month, recurring billing with card costs built into the fee is usually simpler than a surcharge.
The Census Bureau estimated West Jordan's population at 116,812 on July 1, 2025, a sliver below its April 2020 base of 116,960. Our Utah page covers the statewide rules, the virtual terminal handles invoices and payment links from a home office, and a free statement review shows what each payment costs you.
Rules that matter in West Jordan
West Jordan's home occupation licenses
Ordinance 25-52, adopted October 28, 2025, says home occupations must obtain and maintain a general business license from the City of West Jordan if they aren't listed as a permitted home occupation in Section 13-11-3, or if the business's combined offsite impact materially exceeds the offsite impact of the primary residential use alone. Other home occupations can still get a license on request by paying the application fee.
The City Code presumes that some home businesses exceed that impact: in-home child or adult care and preschools, businesses that require or attract more than ten vehicle trips a day, businesses with more than two employees who live outside the home but work there, and any business required to have a fire inspection. Check the current code and fees with the City before you apply.
Sources: City of West Jordan, Ordinance No. 25-52, home occupations amendment (signed, PDF); West Jordan City Code, Sec. 4-2D-2, Requirements (American Legal Publishing)
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Common questions
Does a home business in West Jordan need a City license?
Not always, since the City adopted Ordinance 25-52 on October 28, 2025. A home occupation needs a general business license if it isn't on the permitted list in Section 13-11-3, or if its combined offsite impact materially exceeds that of the home alone. Other home businesses can still request a license by paying the application fee.
Does a home day care in West Jordan need a business license?
Plan on one. West Jordan's code presumes that in-home child or adult care and preschools create more offsite impact than a home alone, which is the test for needing a general license. The same presumption covers businesses with more than ten vehicle trips a day, more than two employees who live elsewhere, or a required fire inspection.
What sales tax does a West Jordan grocery store charge?
Two rates, depending on the item. Grocery food carries a combined 3%, the same as everywhere in Utah. Other taxable goods take the general combined rate for the store's address, which starts from the 4.85% state rate and adds local taxes. Find that rate with the State Tax Commission's lookup tool, then map each item to the right code.
How can a West Jordan tutor collect monthly fees by card?
Set up recurring billing in the virtual terminal so the saved card is charged on the same date each month, or send a payment link with each invoice. If you add a card surcharge, Utah's Division of Consumer Protection expects the amount to be disclosed before the parent pays, and Visa and Mastercard cap it at your cost.
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Disclaimer: general information, not professional advice
This page is general educational information, not legal, tax, accounting or financial advice. Rules and rates vary by place and change, so confirm them with the official source and a qualified professional before you act. Full terms are in our Terms of Service.
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