Payment processing insights for business owners
Practical guides on fees, pricing, compliance, and everything else that affects what you pay to process payments.
Why Small Businesses Overpay on Processing Fees
Small businesses pay significantly more for payment processing than large ones — and most don't know why. Here are the structural reasons and what you can do.
How to Reduce Credit Card Processing Fees in 2026
7 practical ways to lower your credit card processing fees. From pricing model changes to statement audits, here's what actually moves the needle.
Payment Processing for Restaurants: A Complete Guide
Terminal options, tip management, tableside payments, pricing models, and how to stop overpaying on fees — everything restaurant owners need to know.
Hidden Fees in Credit Card Processing: What to Watch For
Credit card processors hide fees in plain sight. Learn which charges are legitimate and which are pure margin padding — and how to eliminate the junk ones.
How to Read Your Merchant Processing Statement
Your merchant statement is full of numbers that don't add up — until you know what to look for. A plain-English guide to every line item.
Interchange-Plus vs. Flat-Rate Pricing: Which Saves More?
Compare interchange-plus and flat-rate pricing for credit card processing. Real examples showing when each model wins and which saves more money.
Same-Day Funding: How to Get Paid Faster
Waiting 2-3 days for your card sales to hit your account? Here's how same-day and next-day funding work and how to get it for your business.
Dual Pricing vs. Surcharging: What's the Difference?
Both dual pricing and surcharging help recover processing costs. Here's how each works, the compliance rules, and which is right for your business.
What Is Cost-Plus Pricing for Credit Card Processing?
Cost-plus (interchange-plus) pricing is the most transparent way to pay for processing. Here's how it works and why it usually saves money.
Credit Card Surcharging Rules by State (2026 Guide)
Which states allow credit card surcharging? A complete 2026 guide to surcharging laws, compliance requirements, and implementation best practices.
Related Services
Everything you need to accept payments and reduce costs.
Payment Processing
Transparent interchange-plus pricing
POS Terminals
Countertop, wireless, and portable terminals
Online Payments
Secure website checkout and payment gateway
Mobile Payments
Accept payments from phone or tablet
Virtual Terminal
Phone and remote payment processing
Surcharging Program
Pass processing costs to credit card users
Pricing
See our interchange-plus rates and how we compare
Other Industries We Serve
Clearo works with businesses across Canada — find your industry below.
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