Credit card processing and merchant services in Eugene, OR
Eugene shops add no sales tax at checkout, but hotels, campgrounds and vacation rentals collect the city's 4.5% lodging tax, and short-term rentals inside city limits register every year.
A Eugene checkout has no sales tax step. Oregon has no general sales or use tax, so a $25 lunch rings up at $25 and your terminal settings stay simple. In Eugene, the city's own tax paperwork lands on businesses that rent out rooms.
The city's transient lodging tax is 4.5%, set by Eugene City Code 3.772. It applies to overnight stays at hotels, bed and breakfasts, campgrounds and vacation rentals, among others, and both lodging providers and the intermediaries that book stays for them must collect it and pay it over. On a $160 night, the city's share is $7.20. That may not be the whole bill. The Oregon Department of Revenue runs a state transient lodging tax, and it says local lodging tax rates are set by each city or county, so confirm the full rate with the city and Lane County before you quote guests.
Short-term rentals, meaning stays of less than 30 days, have one more step. Ordinance 20638 requires every short-term rental inside Eugene city limits to register each year. Registration is free, and the form asks for the owner or operator, the address, whether the owner lives on site, and a local contact. A property with a Eugene mailing address that sits in unincorporated Lane County doesn't register with the city.
Eugene had 178,618 residents in the Census Bureau's July 2025 estimate. The statewide rules on our Oregon page apply here: most places open to the public must accept cash, although they can turn down $50 and $100 bills, and card surcharges face only the networks' limits. If your company is heading past $750,000 a year in Oregon commercial activity, our Salem page explains the Corporate Activity Tax.
Hosts who take deposits by phone or email can collect them with our virtual terminal, through payment links and invoices. Before you change processors or add a fee, send us a statement for a free statement review.
Rules that matter in Eugene
Eugene transient lodging tax
The City of Eugene's transient lodging tax is 4.5% under Eugene City Code 3.772. It covers overnight stays at hotels, bed and breakfasts, campgrounds and vacation rentals, among other lodging, and both transient lodging providers and transient lodging intermediaries must collect and remit it.
The Oregon Department of Revenue also has a state transient lodging tax program, and it says the local lodging tax rate is set by the local municipality. Confirm the total rate for your property with the city and Lane County before you set up booking or payment pages.
Sources: City of Eugene, Transient Lodging Tax (TLT); Oregon Department of Revenue, Transient lodging tax
Short-term rental registration
Under Ordinance 20638, short-term rentals in Eugene, meaning units rented for periods of less than 30 days, must register every year. There's no registration fee. Only properties inside Eugene city limits have to register; a property with a Eugene address in unincorporated Lane County doesn't.
Sources: City of Eugene, Short-term rentals in Eugene; City of Eugene, Short-term rental frequently asked questions
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Common questions
What tax does a Eugene vacation rental collect from guests?
At least the city's 4.5% transient lodging tax. Eugene applies it to overnight stays at hotels, bed and breakfasts, campgrounds and vacation rentals, and both hosts and booking intermediaries must collect it. Oregon has its own transient lodging tax, and the Department of Revenue says local rates are set by each city or county, so check the full rate with the city and Lane County.
Do I have to register a short-term rental in Eugene?
Yes, if it's inside city limits and rented for less than 30 days at a time. Ordinance 20638 requires registration every year, and there's no fee. A property with a Eugene mailing address in unincorporated Lane County isn't required to register with the city.
Should a Eugene shop add sales tax for visitors from other states?
No. Oregon has no general sales or use tax, so a sale made in Eugene carries none, wherever the buyer lives. If you ship orders to customers in states that do tax sales, check those states' rules for out-of-state sellers before you set up your online checkout.
Can a Eugene coffee shop go card-only?
Generally not. ORS 659A.410 bars places of public accommodation in Oregon from refusing U.S. coins or bills, although they can refuse $50 and $100 bills and coin payments of $100 or more. Online, phone and mail orders are exempt, as are farmers' markets and roadside stands, so a farmers' market stall can take cards alone.
Can a Eugene business pass card fees on to customers?
Through a surcharge, yes, within the card networks' rules, since we found no Oregon law that bans or caps one. Visa limits it to your cost or 3% and Mastercard to your cost or 4%, it needs posted notice and a receipt line, and debit and prepaid cards can't carry it. Our surcharging program handles the setup.
Disclaimer: general information, not professional advice
This page is general educational information, not legal, tax, accounting or financial advice. Rules and rates vary by place and change, so confirm them with the official source and a qualified professional before you act. Full terms are in our Terms of Service.
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