Credit card processing and merchant services in Nebraska

Nebraska's sales tax starts at 5.5% and rises wherever a city has added its own rate. The Department of Revenue publishes a rate card for each combined rate, starting at 5.5%, and its FAQ gives a concrete case: a purchase in South Sioux City carries the 5.5% state rate plus the city's 1.5%, for 7% in total.

Deliveries follow the customer. The department says deliveries into a Nebraska city that imposes a local sales tax are taxed at the state rate plus that city's rate. So a furniture store in a town with no local tax that delivers a couch into a city with one should charge the city's rate on that sale. If you sell online or deliver, your checkout has to know where each order is going, not just where your store is.

Surcharging is simpler. Nebraska hasn't passed a surcharge law that we could find, and NCSL's table agrees, so the networks' rules apply on their own. Keep a Visa surcharge at or under 3% and a Mastercard one at or under 4%, never above your real cost, never on a debit or prepaid card, and tell customers at the door and at the register before printing the fee on the receipt.

If you're weighing a surcharge, price it against a better rate first. A business doing $20,000 a month in card sales that cuts its effective rate by 0.4% keeps $80 a month without changing a single price tag. Interchange-plus pricing makes that kind of cut visible on your statement. Our online payments handle hosted checkout and gateway integration for delivery and web orders, and a free statement review shows where you stand today.