Credit card processing and merchant services in Nevada

Nevada's sales tax works from a floor. The Department of Taxation publishes a minimum statewide rate of 6.85%, built from several components, and county rates can be higher. So the rate on your receipts depends on the county where you sell, and it's worth checking the department's current county rates before you program a terminal or an online checkout.

Surcharging rests mostly on the card network rules. We found no Nevada statute that caps credit card surcharges. In a 2020 consumer alert, the Attorney General described them as legal as long as merchants post signs at the point of entry and the point of sale, itemize the charge on the receipt, and keep it at or below what they pay to accept the card. That alert is several years old, so look for newer guidance before you rely on it, but it matches what Visa and Mastercard require anyway. Neither network allows a surcharge on debit or prepaid cards.

Hotels and live-event businesses have a federal rule to read as well. The FTC's Rule on Unfair or Deceptive Fees, in effect since May 12, 2025, covers short-term lodging and live-event tickets and requires those businesses to show the total price, including mandatory fees. On cash, we found nothing at the state level that requires a Nevada business to accept it.

Whatever you decide about fees, start with your costs. Our free statement review shows your effective rate, and the Las Vegas, Reno, Henderson, North Las Vegas and Sparks pages cover those cities.