Credit card processing and merchant services in Strathcona County, AB
Strathcona County is a specialized municipality: one local government for Sherwood Park, where most residents live, and the county's rural areas. Sales here carry the 5% GST and no PST.
If your business address reads Sherwood Park, your municipality is Strathcona County. Statistics Canada lists the county as a specialized municipality, and Alberta's municipal guide names it as an example of that status, which can take in both urban and rural communities. The province's regional dashboard says most of the county's residents live in Sherwood Park, which the guide puts at more than 70,000 people.
The whole county counted 99,225 residents at the 2021 Census, up 1.2% from 2016, which placed it fourth in Alberta in Statistics Canada's ranking. Occupied private dwellings grew faster, by 4.4%, to 37,128. The county also spans 1,170.65 square kilometres, so a service call on the rural side can mean a long drive.
That's why one county can need two payment setups. A Sherwood Park storefront usually wants a countertop terminal, while a mobile groomer or an equipment repair service has to take the card wherever the job ends. Tap to pay or a mobile card reader handles that, and the virtual terminal sends invoices and payment links for work billed later.
Alberta has no PST, so taxable sales carry only the 5% GST, and registering becomes mandatory once taxable revenue tops $30,000 in a calendar quarter or over four consecutive quarters. Hotels add Alberta's tourism levy, 6% on rooms booked after March 31, 2026.
Work in Edmonton brings its own licence. Edmonton's Bylaw 20002 requires one from every person or company conducting business there, so a Sherwood Park contractor with Edmonton clients needs it before the first job. For your own premises, ask Strathcona County what it requires.
Surcharges follow the national card rules: credit cards only, capped at 2.4% or your cost of acceptance, whichever is lower. The Alberta page has the sources, and a free statement review shows what you pay now and how interchange-plus pricing would itemize it.
Rules that matter in Strathcona County
Edmonton licences for Strathcona County businesses
Edmonton's Business Licence Bylaw 20002 says every person or company conducting business in Edmonton must have a business licence, and non-profit organizations operating there need one too. A business based in Sherwood Park or rural Strathcona County that takes work in Edmonton falls under that rule.
St. Albert asks for a licence from businesses that serve its residents or businesses even when they have no location in the city.
Sources: City of Edmonton, Business licensing; City of St. Albert, Business licensing
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Common questions
Is Sherwood Park its own city?
No. Sherwood Park is part of Strathcona County, which Statistics Canada lists as a specialized municipality. Alberta's regional dashboard says the county covers both urban and rural areas and that most of its residents live in Sherwood Park. So for municipal matters, a Sherwood Park business deals with Strathcona County.
Do I charge PST on a sale in Sherwood Park?
No. Alberta has no provincial sales tax, so a taxable sale anywhere in Strathcona County carries the 5% GST once you're registered, and nothing more. Hotels and other accommodation providers also collect the provincial tourism levy: 6% on rooms booked after March 31, 2026, and 4% on bookings made before April 1, 2026.
Does a Sherwood Park contractor need an Edmonton business licence?
For work in Edmonton, yes. Edmonton's Business Licence Bylaw 20002 says every person or company conducting business in the city needs a licence. St. Albert, for its part, wants one from businesses that serve its residents even without a location in the city. Check each municipality's rules before you quote a job there.
How do rural Strathcona County businesses take card payments on site?
Usually with tap to pay on a phone or a mobile card reader, so the payment happens where the work is done. For bigger jobs billed afterward, a payment link from the virtual terminal lets the customer pay online. On interchange-plus pricing, Interac debit and credit cards each show at their own cost.
Can a Sherwood Park business surcharge credit cards?
Yes, within Visa and Mastercard's national rules, since Alberta has no ban. The fee can only go on credit cards and can't top 2.4% or your cost of acceptance, whichever is less. You need 30 days' notice, signs at the door and the till, and the amount on the receipt. Debit and prepaid cards are off limits.
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Disclaimer: general information, not professional advice
This page is general educational information, not legal, tax, accounting or financial advice. Rules and rates vary by place and change, so confirm them with the official source and a qualified professional before you act. Full terms are in our Terms of Service.
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