Credit card processing and merchant services in Everett, WA
Everett businesses charge 9.9% sales tax in late 2026 and answer to two licensing systems: the state's and the City's, which also collects a 0.1% gross receipts tax.
Everett's combined sales tax rate for October 1 to December 31, 2026 is 9.9%, the Washington Department of Revenue's quarterly flyer shows: the 6.5% state rate plus 3.4% local, under location code 3105. That's the rate for walk-in sales. Deliveries are taxed where the customer receives them, as our Washington page explains, so an order you drive outside city limits takes the rate at the customer's address, not Everett's.
The City runs a licensing system of its own. Anyone engaging in business inside city limits needs a City of Everett business license, and the City says it's completely separate from your Washington state business license. Get both before your first sale.
That license comes with a business and occupation tax on gross receipts. Everett's rate is 0.1%, or $1 for every $1,000 you take in. A shop with $600,000 a year in gross receipts owes about $600. Small businesses get a pass: with taxable gross receipts of $5,000 or less a quarter, or $20,000 or less a year if you file annually, you owe no tax. Check the City's B&O page before each filing, because rates and thresholds can change by ordinance.
Census estimates put Everett at 113,567 people on July 1, 2025, up 2.8% from April 2020.
On card fees, Washington has no statute capping surcharges, so the networks' limits of 3% on Visa and 4% on Mastercard apply, with nothing on debit. Our POS terminals come from partners such as Clover and Helcim, pricing is interchange-plus, and a free statement review shows what your current setup costs.
Rules that matter in Everett
Everett's city business license and 0.1% B&O tax
The City of Everett requires a City business license for all persons engaging in business within city limits, and the City license is separate from a Washington State business license.
The City also levies a business and occupation tax on gross receipts at 0.1%, which is $1 per $1,000. Businesses whose taxable gross receipts are $5,000 or less a quarter, or $20,000 or less a year for annual filers, owe no B&O tax. Confirm the current rate and thresholds with the City's Business Tax Division before you file.
Sources: City of Everett, Business licenses; City of Everett, Business and occupation tax
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Common questions
What is the sales tax rate in Everett, Washington?
9.9% for October 1 to December 31, 2026: the 6.5% state rate plus 3.4% local, under location code 3105 on the Department of Revenue's flyer for that quarter. Use it for sales customers receive in Everett. For deliveries elsewhere, charge the rate at the delivery address.
Do I need an Everett business license if I already have a Washington state license?
Yes. The City says its business license is required for anyone engaging in business inside Everett and is completely separate from a state business license. Apply for both before you start taking payments in the city.
How much B&O tax does an Everett business pay?
The City's rate is 0.1% of gross receipts, or $1 per $1,000. On $350,000 a year, that's $350. If your taxable gross receipts are $5,000 or less in a quarter, or $20,000 or less for the year as an annual filer, you owe none. Confirm the current figures on the City's B&O page.
Can an Everett shop round cash totals to the nearest nickel?
Yes, for in-person cash sales. Washington's RCW 1.100.010 lets a business round a cash total to the nearest five cents, and rounding doesn't change the sales price or the 9.9% tax you owe. Card payments are always charged the exact amount, so your terminal doesn't need a rounding setting.
Should an Everett business surcharge credit cards or cut its processing rate?
Look at the rate first. A surcharge reaches only credit cards, can't top 3% on Visa or 4% on Mastercard, and shows on every receipt. A lower effective rate applies to every card, debit included. Our guide to how to reduce credit card processing fees walks through the options.
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Disclaimer: general information, not professional advice
This page is general educational information, not legal, tax, accounting or financial advice. Rules and rates vary by place and change, so confirm them with the official source and a qualified professional before you act. Full terms are in our Terms of Service.
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