Credit card processing and merchant services in Yonkers, NY
Yonkers has its own line in New York State's sales tax rate list: 8.875%, the same combined rate New York City charges, under a reporting code of its own.
Yonkers gets a line to itself in Publication 718, the Department of Taxation and Finance's list of sales tax rates by jurisdiction. The edition effective March 1, 2025 sets the city's combined rate at 8.875% and gives it reporting code 6511. Sales at a Yonkers location go under that code when you file, apart from any other store you run.
The rate matches New York City's 8.875%. If you also have a store in the Bronx or Manhattan, both sets of terminals can use the same general rate, but each location's sales still belong to its own jurisdiction on the return.
Clothing may be where the two part ways. New York exempts eligible clothing and footwear under $110 from its 4% state tax, and whether the local share drops too depends on the jurisdiction. Publication 718-C is the state's list of rates on those items, so look up Yonkers there before a clothing or shoe store sets its tax categories.
Payment rules here come from the state. Since March 2026, food stores and retail establishments across New York have had to accept cash, so a Yonkers counter can't go card-only, though it can refuse bills over $20. A business that surcharges credit cards has to post the total card price, and the surcharge can't exceed what the card company charges it. The New York page covers both laws and their exceptions.
With 212,603 residents in the Census Bureau's July 2025 estimate, up 0.5% from 2020, Yonkers is a little bigger than Rochester. Clearo serves Yonkers businesses remotely, with POS terminals and interchange-plus pricing that shows exactly what the card companies charge you. In New York, that number is also the most a surcharge can be, so get a free statement review before you set one.
Rules that matter in Yonkers
Yonkers' own line in Publication 718
Publication 718, effective March 1, 2025, lists Yonkers (city) on its own line with a combined state and local rate of 8.875% and reporting code 6511. Report sales made at a Yonkers location under that code.
Eligible clothing and footwear under $110 is exempt from the state's 4%, and Publication 718-C gives each jurisdiction's rate on those items. Check the Department of Taxation and Finance's rate page for the current editions before you open a new location.
Sources: New York State Department of Taxation and Finance, Publication 718, Sales and use tax rates by jurisdiction (effective March 1, 2025, PDF); New York State Department of Taxation and Finance, Publication 718-C, Sales and use tax rates on clothing and footwear (effective March 1, 2025, PDF); New York State Department of Taxation and Finance, Find sales tax rates
Payment services we provide
Guides worth reading next
All guidesFees and pricing
Visa interchange rates: how to read Visa's US schedule
Visa interchange rates come from one public US schedule. How it's organized, the April 2026 rates small businesses see most, and how to check your statement.
Fees and pricing
Why small business credit card processing fees run higher
Why small business credit card processing fees take a bigger cut of each sale: volume tiers, flat-rate markups, fixed fees and contracts, with the math.
Surcharging and cash discount
Convenience fee: what it is and when you can charge one
A convenience fee is a flat charge for paying via an optional channel, like online. How card rules and state laws treat it, and how it differs from a surcharge.
Common questions
What is the Yonkers sales tax rate?
8.875%, the combined state and local rate that Publication 718 lists for Yonkers (city), effective March 1, 2025. It's the same total New York City charges. Eligible clothing and footwear under $110 is treated differently, so check Publication 718-C before you set rates for those items.
Do a Yonkers store and a Bronx store charge the same sales tax?
On most taxable sales, yes. Publication 718 lists Yonkers at 8.875%, and New York City's Department of Finance puts the city's combined rate at 8.875% too. They're still separate jurisdictions with their own reporting codes, so keep each location's sales apart when you file. Clothing may differ, so check Publication 718-C for both.
Can a Yonkers shop stop taking cash?
Not if it's a food store or retail establishment. New York's cash law, in effect since March 2026, bars those businesses from refusing cash or charging cash customers more. A Yonkers store can still turn down bills over $20 and cash for phone, mail or online orders paid off the premises, and a qualifying fee-free cash-to-prepaid-card machine exempts it.
Can a Yonkers restaurant charge more for credit cards?
Yes, if the card price is posted before the guest orders. General Business Law Sec. 518 requires the total price for paying by card to be shown, and the surcharge can't exceed what the card company charges you. The Department of State says a percentage note on the menu, or a fee that first appears on the receipt, doesn't comply. Our surcharging program handles the setup.
What reporting code do Yonkers sales go under?
6511, the code Publication 718 assigns to Yonkers (city) in the edition effective March 1, 2025. Use it for sales made at your Yonkers location, and each other location's own code from the same list. When a new edition comes out, check that the code and the 8.875% rate haven't changed.
More New York cities besides Yonkers
Disclaimer: general information, not professional advice
This page is general educational information, not legal, tax, accounting or financial advice. Rules and rates vary by place and change, so confirm them with the official source and a qualified professional before you act. Full terms are in our Terms of Service.
Let's talk about your payments
Tell us about your business and how you take payments now, and a Clearo rep will reach out within one business day.