Find your credit card processing rate
The credit card industry is complex by nature. That's why we use a completely transparent interchange-plus pricing model — so you see exactly what you pay on every single transaction.
What is interchange?
Interchange is the rate that your customer's issuing bank — the bank that provided their credit card — charges for depositing the funds from a purchase into your bank account. The interchange rate incentivizes financial institutions to participate in this ecosystem and pays for the benefits consumers expect: fraud protection, travel rewards, purchase insurance, and the ability to pay after the fact.
Every processor in the world pays interchange. The only question is whether they pass it through to you transparently, or bundle it into a flat rate and keep the spread.
What you won't pay
No hidden monthly charges
No statement fees, PCI fees, or "regulatory" charges.
No equipment lease traps
No multi-year non-cancellable terminal leases.
No silent rate creep
When interchange updates in April or October, your rep explains the impact — in advance.
Watch out for these on your statement
Whether you decide to work with Clearo or not, here are the fees you should scrutinize on any processor's statement. If you can't get a straight explanation for any of these, that's a red flag.
Why your rate is custom
We don't list a one-size-fits-all rate on our website because your pricing depends on real variables: your industry, average transaction size, monthly volume, card mix (debit vs. credit vs. rewards), and whether you take payments in person or not.
A restaurant doing 500 small-ticket card-present transactions a day has a completely different interchange profile than a professional services firm processing five large keyed-in invoices a month. Quoting both the same markup would mean one of them is overpaying.
We build pricing around your actual situation. Book a call or send us a recent statement — we'll show you your current effective rate, the individual fee components, and what the same volume would cost with Clearo.
Let's talk about your payments
Tell us a bit about your business and how you currently take payments. A Clearo rep will reach out within one business day with a personalized recommendation — no generic pitch, no pressure.
If we can save you money and improve your setup, we'll show you exactly how. If we can't, we'll tell you that too.